Your business is unique and so are its insurance needs. Your risk may involve fire, theft, vandalism, or other forms of damage to physical property. It may also include claims as a result of harm to others such as bodily injury, property damage, or negligence. No matter the risk your business faces, we can help you build a foundation of protection by creating a package specific to your needs.
Commercial Liability (general, cyber, professional, employment practices, directors & officers)
A liability policy protects your business from claims of injury or damage made by another party. Business owners are asked to make decisions all day long. Protecting your company with a commercial liability policy is an easy one to make. Without it, your company is vulnerable to claims such as a slip and fall on your property, injury or damage caused by a product or service you’ve sold, a claim of discrimination from an employee, or harm to customers caused by a data breach.
Commercial Property (buildings, flood, business interruption, electronic data processing)
Could your business continue to operate without its equipment, inventory, records, or even the building itself? In the event property is lost, stolen, damaged or destroyed, Commercial Property insurance will have you covered and help keep your business operational.
Commercial Auto / Worker’s Comp
Whether you have one vehicle or a fleet, a commercial auto policy helps protect your business. It provides coverage for owned, leased, rented, or borrowed vehicles and for you and your employees.
In the State of Arizona, employers with at least one employee are required to provide worker’s compensation insurance. It covers lost wages, medical and rehabilitation benefits, and death benefits in the event an employee is injured or becomes ill in the course of employment.